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Household over-indebtedness: Drivers and remedies

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The European Commission recently launched a revision of the Consumer Credit Directive and will soon review the Mortgage Credit Directive. While such policies have been designed with the aim of lessening the risk of household over-indebtedness, additional rules could be needed to fully achieve this goal. The setup of the right policy mix first requires a well-founded assessment of the main drivers behind over-indebtedness. The purpose of this event is to single out three of them: unexpected income shocks, financial illiteracy and lack of relevant data in creditworthiness.

Each of the panels will focus on one of these three factors and will try to answer the following three
main questions:
-How and to which extent can each item raise household over-indebtedness?
-What are the related wrong and good practices?
-Should regulators and supervisors intervene?
These issues will be debated with senior practitioners, distinguished academics, high level officials
and influential representatives from consumer associations.

When
November 20th, 2018 9:15 AM   through   3:30 PM
Location
CEPS
Place du Congrès 1
1000, Brussels, BRU
Belgium
Contact
Phone: +32 2 2293911
Email:
Event Fee(s)
Your membership
ECMI/ECRI/CEPS Member € 0.00
Officials, Academics, NGOs € 0.00
Non-members € 150.00
Event Info
Meeting ref
Responsible Mr. Sylvain Bouyon
Secretary Ms. Maarja Kuusik

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